Specified Items, Laptops, Tablets & Portable Computers | Cover Anywhere Within The UK (Plus Upto 60 Days Worldwide)

• Policy Benefit

  Optional Sum Insured

  Included

• Mobile Phones | Cover Anywhere Within The UK (Plus Up To 60 Days Worldwide)

  Please note: The mobile phone must have been purchased within the UK.

  Covers your mobile phone up to £1,500 for:

  • Accidental damage
  • Accidental loss
  • Theft or
  • Malicious damage occurring anywhere within the United Kingdom.

  Cover also includes:

  • Cover anywhere in the World for up to 60 days during the period of insurance.
  • Mechanical breakdown up to £500.
  • Mobile phone accessories up to £150.
  • Unauthorised calls up to £250.
  • If the phone is stolen we will also pay up to £150 for unauthorised calls.

  Please note: The mobile phone must have been purchased within the United Kingdom or your Home Country and been used with a UK SIM card.

  Current Sum Insured: £0

  -- Select Optional Sum Insured -- £500 £1,000 £1,250 £1,500
  Premium: £0.00

  Covers your mobile phone up to £1,500 for:

  • Accidental damage
  • Accidental loss
  • Theft or
  • Malicious damage occurring anywhere within the United Kingdom.

  Cover also includes:

  • Cover anywhere in the World for up to 60 days during the period of insurance.
  • Mechanical breakdown up to £500.
  • Mobile phone accessories up to £150.
  • Unauthorised calls up to £250.
  • If the phone is stolen we will also pay up to £150 for unauthorised calls.

  Please note: The mobile phone must have been purchased within the United Kingdom or your Home Country and been used with a UK SIM card.

• Personal Possession Within The Insured Address

  Covers your personal possessions at your insured address against loss or damage by fire, flood, storm, theft escape of water and other similar causes. In most cases we replace items on a new for old basis.

  Current Sum Insured: £10,000

  -- Select Optional Sum Insured -- £12,000 £14,000 £16,000 £18,000
  Premium: £0.00
  Covers your personal possessions at your insured address against loss or damage by fire, flood, storm, theft escape of water and other similar causes. In most cases we replace items on a new for old basis.

• iPad's, Laptop's & Portable Computer Equipment | Room Only

  Covers your computer equipment at your insured address against loss or damage by fire, flood, storm, theft, escape of water and other similar causes. In most cases we'll replace items on a new for old basis.

  Current Sum Insured: £2,500

  -- Select Optional Sum Insured -- £3,500 £4,500 £5,000
  Premium: £0.00
  Covers your computer equipment at your insured address against loss or damage by fire, flood, storm, theft, escape of water and other similar causes. In most cases we'll replace items on a new for old basis.

• Course Fees & Rental Protection

  Covers up to £20,000 for the reimbursemnt of non-refundable course fees and/ or rent paid under a signed rental agreement if you are totally disabled as a result of:

  • Death of the insured
  • Sickness or accidental bodily injuy which results in your disablement and you are unable to remain in your accommodation.

  Current Sum Insured: £0

  -- Select Optional Sum Insured -- £4,000 £5,000 £6,000 £7,000 £8,000 £9,000 £10,000 £11,000 £12,000 £13,000 £14,000 £15,000 £16,000 £17,000 £18,000 £19,000 £20,000
  Premium: £0.00
  Covers up to £20,000 for the reimbursemnt of non-refundable course fees and/ or rent paid under a signed rental agreement if you are totally disabled as a result of:

  • Death of the insured
  • Sickness or accidental bodily injuy which results in your disablement and you are unable to remain in your accommodation.

• Criminal Assault

  Covers up to £500 for costs you incur as a direct result of a criminal assault on you.

  Current Sum Insured: £0

  Optional Sum Insured: £500

  Include:
  Premium: £0.00
  Covers up to £500 for costs you incur as a direct result of a criminal assault on you.

• Legal Expenses

  Gives you up to £50,000 Legal Expenses Cover covering disputes in relation to:

  • Personal Injury
  • Consumer Protection
  • Employment
  • Criminal Prosecution Defence

  Current Sum Insured: £0

  Optional Sum Insured: £50,000

  Include:
  Premium: £0.00
  Gives you up to £50,000 Legal Expenses Cover covering disputes in relation to:

  • Personal Injury
  • Consumer Protection
  • Employment
  • Criminal Prosecution Defence

• Accidental Damage

  Covers accidental damage to audio equipment, computer equipment, games consoles, television video and DVD players.

  Current Sum Insured: £0

  Optional Sum Insured: £10,000

  Include:
  Premium: £0.00
  Covers accidental damage to audio equipment, computer equipment, games consoles, television video and DVD players.

• Accidental Damage to Landlords Property | Tenants Liability

  Accidental Damage to Landlords Property | Tenants Liability

  This section provides cover up to £10,000 for amounts you become legally liable to pay as damages under a formal tenancy agreement, following accidental damage to your landlord's:

  • Fixed glass, sanitary ware and ceramic hobs in fixed kitchen appliances
  • Drains, pipes, cables and underground tanks providing services to and from the insured address
  • Household goods, furniture and furnishings

  Current Sum Insured: £0

  Optional Sum Insured: £10,000

  Include:
  Premium: £0.00

  Accidental Damage to Landlords Property | Tenants Liability

  This section provides cover up to £10,000 for amounts you become legally liable to pay as damages under a formal tenancy agreement, following accidental damage to your landlord's:

  • Fixed glass, sanitary ware and ceramic hobs in fixed kitchen appliances
  • Drains, pipes, cables and underground tanks providing services to and from the insured address
  • Household goods, furniture and furnishings

• Pedal Cycles | Cover Anywhere Within The UK (Within Europe For Up To 60 Days)

  This section covers your pedal cycle for up to £3,000 for theft or accidental damage occurring anywhere within the United Kingdom.

  Cover also includes:

  • Public liability up to £1,000,000.
  • Pedal cycle accessories up to £250.
  • Cover in Europe for up to a maximum of 60 days during the period of insurance.
  • Replacement bike hire within the UK up to £420 (£70 per day).

  Current Sum Insured: £0

  -- Select Optional Sum Insured -- £250 £500 £750 £1,000 £1,250 £1,500 £1,750 £2,000 £2,250 £2,500 £2,750 £3,000
  Premium: £0.00

  This section covers your pedal cycle for up to £3,000 for theft or accidental damage occurring anywhere within the United Kingdom.

  Cover also includes:

  • Public liability up to £1,000,000.
  • Pedal cycle accessories up to £250.
  • Cover in Europe for up to a maximum of 60 days during the period of insurance.
  • Replacement bike hire within the UK up to £420 (£70 per day).

• Digital Download

  The cost up to £1,000 of replacing digital, downloaded pictures, movies, ring tones, real tones and music that you have paid for following:

  • Loss of computer equipment, MP3 / MP4 player, PDA, Smart phone; or
  • Hard drive failure

  Current Sum Insured: £0

  Optional Sum Insured: £1,000

  Include:
  Premium: £0.00
  The cost up to £1,000 of replacing digital, downloaded pictures, movies, ring tones, real tones and music that you have paid for following:

  • Loss of computer equipment, MP3 / MP4 player, PDA, Smart phone; or
  • Hard drive failure

• Examination & Coursework Cover

  Covers the costs you incur up to £250 to re-sit exams or reproduce coursework as a result of:

  • a burglary at the insured address;
  • the insured address being uninhabitable following a specified event;
  • accidental death of a parent or guardian resident in the UK

  Current Sum Insured: £0

  Optional Sum Insured: £250

  Include:
  Premium: £0.00
  Covers the costs you incur up to £250 to re-sit exams or reproduce coursework as a result of:

  • a burglary at the insured address;
  • the insured address being uninhabitable following a specified event;
  • accidental death of a parent or guardian resident in the UK

• Photographic Equipment | Cover Anywhere Within The UK (Plus Up To 60 Days Worldwide)

  This section covers your photographic equipment for up to £5,000 for theft or accidental damage occurring anywhere within the United Kingdom.

  Cover also includes:

  • Cover anywhere in the World for up to 60 days during the period of insurance.
  • Public liability up to £1,000,000.
  • Photographic equipment accessories up to £150.
  • Replacement photographic equipment hire up to £800 (£200 per week).
  • Coursework/photographic portfolio cover up to £250.

  Current Sum Insured: £0

  -- Select Optional Sum Insured -- £100 £200 £400 £600 £800 £1,000 £1,200 £1,400 £1,600 £1,800 £2,000 £2,200 £2,400 £2,600 £2,800 £3,000 £3,200 £3,400 £3,600 £3,800 £4,000 £4,200 £4,400 £4,600 £4,800 £5,000
  Premium: £0.00

  This section covers your photographic equipment for up to £5,000 for theft or accidental damage occurring anywhere within the United Kingdom.

  Cover also includes:

  • Cover anywhere in the World for up to 60 days during the period of insurance.
  • Public liability up to £1,000,000.
  • Photographic equipment accessories up to £150.
  • Replacement photographic equipment hire up to £800 (£200 per week).
  • Coursework/photographic portfolio cover up to £250.

• Musical Instruments: Cover Anywhere Within The UK

  Covers your musical instruments for up to £3,000 for theft, accidental damage or loss occurring anywhere within the United Kingdom.
  
  We also pay the costs up to £100 of hiring a temporary replacement whilst the insured item is being repaired or replaced

  Current Sum Insured: £0

  -- Select Optional Sum Insured -- £250 £500 £750 £1,000 £1,250 £1,500 £1,750 £2,000 £2,250 £2,500 £2,750 £3,000
  Premium: £0.00
  Covers your musical instruments for up to £3,000 for theft, accidental damage or loss occurring anywhere within the United Kingdom.
  
  We also pay the costs up to £100 of hiring a temporary replacement whilst the insured item is being repaired or replaced

• International Student Repatriation Cover

  Burial Costs or Body Repatriation
  This section provides cover up to £3,000 for the reasonable costs of funeral expenses or returning your body to your home in the event of your death, as a result of you suffering unforeseen bodily injury or illness during the period of insurance.

  Emergency Repatriation Of The Insured
  This section provides up to £5,000 for costs incurred in the use of air transport or other suitable means, including qualified attendants, to repatriate you to your home, as a result of you suffering unforeseen bodily injury or illness during the period of insurance.

  Current Sum Insured: £0

  Optional Sum Insured: £5,000

  Include:
  Premium: £0.00

  Burial Costs or Body Repatriation
  This section provides cover up to £3,000 for the reasonable costs of funeral expenses or returning your body to your home in the event of your death, as a result of you suffering unforeseen bodily injury or illness during the period of insurance.

  Emergency Repatriation Of The Insured
  This section provides up to £5,000 for costs incurred in the use of air transport or other suitable means, including qualified attendants, to repatriate you to your home, as a result of you suffering unforeseen bodily injury or illness during the period of insurance.

• Excess Protection Cover

  This section provides cover up to an amount equal to the amount of the excess in relation to each settled claim under each section of this policy, up to an annual aggregate limit of £1,000.
  
  Cover will only operate when the excess under each section of this policy is exceeded following the successful claim payment.

  Current Sum Insured: £0

  -- Select Optional Sum Insured -- £125 £250 £500 £1,000
  Premium: £0.00
  This section provides cover up to an amount equal to the amount of the excess in relation to each settled claim under each section of this policy, up to an annual aggregate limit of £1,000.
  
  Cover will only operate when the excess under each section of this policy is exceeded following the successful claim payment.